Paytm for Business

3.9
636K reviews
50M+
Downloads
Content rating
Rated for 3+
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About this app

More than 10 Million businesses trust Paytm for their payments

Accept Payments Everywhere

Paytm for Business app is the fastest & easiest way to collect payments from customers. If you are a merchant, run a small business, a startup, a freelancer, a shop or a delivery service; then accept payments for your business from millions of Paytm customers.

All Payment Methods Accepted

Accept payments using any UPI app, Debit/Credit Card, Net-banking & Paytm Wallet. merchants can also accept payments from mobile number, QR code or card machine

Request Money through Payment Link

Create payment links on Paytm for Business app & collect payments over chat or email with Payment Links.

Accept Payments with All-In-One QR Code

Get Paytm All-In-One QR Code & start accepting payments for your store. Receive payments from all UPI Apps, Rupay Cards & Paytm Wallet

Print or order a QR code & display it next to the cash counter or a prominent place in the shop to show the code and collect payments.

Track Payments Real-time

Get notified via SMS & push notification every time you receive payments. Check all merchant payments and transactions, initiate refunds, see bank transfers, get useful insights & watch your business grow all within one app!

Instant Bank Settlements

Select the frequency of the settlements or manually settle the amount yourself & get money in your preferred bank account!

Door to Door Shipping: We have tie-ups with major courier partners & assure on-time delivery across the country.

Business Loans
Avail unsecured loans upto Rs 10,00,000 with tenure of 3 to 36 month. Simple and digital loan journey, apply at your convenience without any paperwork. There are no prepayment charges and you can use multiple repayment modes. Loans can be availed by new credit customers at an attractive APR from 15% to 46%. E.g. loan amount of Rs 10,000 @18% rate of interest for 3 months and 2%PF, total interest payable will be Rs 301, and PF of Rs 200 + GST will be applicable.

Our partners are (NBFC):
- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/
- SMFG India Credit Company Limited (Formerly known as Fullerton India Credit Company Limited) - https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details
- Piramal Capital and Housing Finance Limited - https://www.piramalfinance.com/about-us/lending-partners
- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx

All loans are subject to T&C (sample): Read Here

Personal Loans
Important: Paytm for Business is a facilitator between you and the lending partner.
Get Loan amount starting from 10K to 2.5 lac
Repay loan within 3-60 months
Annual percentage rate (APR) (per annum monthly reducing): 10.5-48%
Loan Processing fee: 0- 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of India
Lending partners (NBFC):
- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx
- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/
- Hero Fincorp Limited - https://www.herofincorp.com/partners

Example:
Loan amount: 100000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186

Website - https://business.paytm.com
Updated on
Aug 5, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
634K reviews
veena chugh
March 25, 2025
WORST APP EVER THERE SHOULD BE AN OPTION FOR 0 RATING. I have a small businesses can't afford to pay the monthly amount of sound box I have asked several times to block the sound box they never did. I have tried contacting them but all they do is make us wait I have waited for 20-25 min 3-4 times but still couldn't reach them. please delete my account.
98 people found this review helpful
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Paytm - One97 Communications Ltd.
March 25, 2025
Hey, we’re sorry to know that your experience with us was unpleasant. For better assistance, please reach out to us at https://paytm.me/Kd-zcqm. We will get back to you at the earliest .
Akshat Sanghvi
April 18, 2025
I am reposting my review again after 9 months, as my issue is still not resolved. There is no one to listen to your query. When you register a complaint through help desk they message you to call on the number, but when you call they just connect to ivr and again send you the message only. No physical customer care associate to solve your issue. Worst ever app. Never ever install it otherwise you and your hard earn money will be in great trouble.
23 people found this review helpful
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Paytm - One97 Communications Ltd.
September 29, 2024
Hey, we’re sorry to know that your experience with us was unpleasant. For better assistance, please reach out to us at https://paytm.me/Kd-zcqm. We will get back to you at the earliest .
Brij Sharma
April 11, 2022
This is very bad in experience. On 7th and 9th payment received but till date not transferred in bank account. They said that the IFCO of bank is matched,but when we checked our bank balance through this then it is ok. This app is very worst in working. Moreover there is no facility to contact them,if you start chat with them,not possible to chat with them about your problems. Don't use app.
14 people found this review helpful
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What’s new

Minor Bug Fixes and Performance Improvements.