YONO SBI: Banking & Lifestyle

4.2
2.84M reviews
100M+
Downloads
Content rating
Rated for 3+
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About this app

YONO SBI lets you Bank, Shop, Travel, Pay Bills, Recharge, Invest, avail IRCTC ticket booking, use UPI to transfer money, book movie tickets. With YONO SBI, convenience has a new name.

Download YONO SBI, our mobile banking and lifestyle application from Google Play Store Only and experience its best-in-class features. Do not use any other websites.

Registration process:

YONO is supported on Android 12 and above from 01-03-2025.
Please read the OS version as "12 and above" in What's new content as well as under details in "Required OS" field at "More Info" and "Compatibility for your active devices".
The OS version under these sections will be updated 12 and above shortly.

•Install/update new version of App from Play Store and open.
•Allow all required permission (location, make/ manage phone calls).
•Select SIM of CBS Registered Mobile Number (RMN) and allow for SMS permission and submit NEXT
•An encrypted SMS with a unique code will be sent from the device to Bank’s VMN (Virtual Mobile Number) to verify the customer. Kindly note that for sending the SMS standard SMS charges are applicable as per your telecom plan. The SIM should have active outgoing SMS facility. In some devices, the user may have to allow sending the SMS from the outbox.
•If there are multiple CIF's attached with same mobile number, system will prompt for the account number and DOB for finding out a unique customer by the mobile number.
•If the customer is already having online banking facility of SBI, App will automatically prompt to proceed to register on YONO SBI app with existing user credentials (Online Banking User ID and Password). After entering User ID and Password, customer will receive an OTP on Registered Mobile Number. User has to enter the OTP in the app to complete registration with an optional setting of MPIN.
•If the existing SBI customer is not having Online banking credentials, App will prompt to proceed to create INB credential using "Account Details" and "ATM Card" based registration process.
•If Non RMN SIM is selected, user will land on account opening screen. If customer claims that selected SIM is already registered with bank, user needs to visit nearest branch with KYC for validating the mobile number in bank account.

What YONO SBI offers you

YONO SBI, SBI's latest mobile banking offering is an extension of our trusted banking legacy which gave India secure digital products such as YONO Lite and SBI Net Banking. YONO SBI puts India's largest range of products and services at your fingertips.

•India's largest shopping marketplace -Exclusive discounts and offers for SBI customers across merchants who offer shopping, vacation bookings, flight and bus ticket bookings, train ticket bookings through IRCTC, food delivery and much more

•Quick Transfer-Immediate fund transfer to new beneficiary up to Rs.50,000/- per day

•One view- Link and view your relationships with all State Bank entities (Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds or investments) in one app

•Your friend in need-Get Pre-approved personal loans on the go within 2 minutes, with no documentation at branches.

•Liquidity on the go-Use this one click facility to avail overdraft against Fixed Deposit

•Experience convenience: Request Cheque Books, ATM Cards/Debit Cards or use the emergency services to change ATM PIN, block ATM cards/Debit cards or stop cheques, through YONO SBI

Other pre log in features:
• ATM/Branch Locator
• Forgot MPIN? - To reset Login MPIN
• View Balance - View account balance & recent transactions
• Quick Pay - Make quick & simple payments.
• YONO Cash- Cardless Cash Withdrawal
•Loans - Apply for Home, Car, Education & Personal Loans
•Investments - Open Investment account and make investments
•Best Offers - Best Online Shopping offers
•Lock App - To lock app access
•T&C-Terms & Conditions
•Privacy Policy
•Helpline - Call on Helpline No.
Updated on
Jul 28, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.2
2.83M reviews
Salma Khatoon
June 3, 2025
This app proudly claims, Open a zero balance account in minutes Well, those minutes turn into hours, and still—nothing happens! Every single time I try to open the app, it gets stuck on the loading screen. It doesn’t move forward at all. Sometimes the OTP never arrives, sometimes it's just "technical error" or "try again later. Seriously, how is anyone supposed to trust this for banking? This is honestly one of the worst digital banking experiences .
384 people found this review helpful
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State Bank of India
June 16, 2025
We attempted to assist you but didn't receive an email from you on appfeedback@sbi.co.in with SBIPLS030625026. Hence, considering your issue stands resolved. We are closing this thread, thank for choosing us. Team YONO SBI
KRISTUS KL
June 20, 2025
For now, I shall give 1 star. I am not sure but maybe the app maker isn't that much of a professional, why? the experience I had, I have registered and entered the correct account number, my D.O.B too as long as my phone number which is linked to it, yet it says it doesn't match. so, I just wanted to try another way and Boom! it went back to the very start interface. I have registered more than 10 times which is exhausting and annoying. if you really know my account very well, provide me.
143 people found this review helpful
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State Bank of India
July 3, 2025
We attempted to assist you but didn't receive an email from you on appfeedback@sbi.co.in with SBIPLS200625007. Hence, considering your issue stands resolved. We are closing this thread, thank for choosing us. Team YONO SBI
Shaan jain
July 20, 2025
Useless. This app cant even perform basic functions like transferring money properly. wasted 30 minutes to setup upi id then spent 30 minutes trying to add beneficiary. Both did not happen. Now I can't even login. Sometimes I am already logged and other times I am using another device or number. Both are wrong pop-ups. Waste app. Typical govt. App. Useless developers
52 people found this review helpful
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State Bank of India
February 7, 2023
Dear Customer! We’re sorry to know about your experience. Thanks for your valuable feedback. We have taken your feedback as suggestion to improve our app. We will take this up with relevant team. Team YONO SBI

What’s new

Dear User, now you can make your Inactive account Active by using ReKYC feature in this update.