Google Pay: Secure UPI payment

4.3
10.9M reviews
1B+
Downloads
Content rating
Rated for 3+
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About this app

Join crores of Indians who are using Google Pay for all their payment needs. Google Pay is a simple and secure payments app by Google. Refer friends, get offers and earn rewards as you pay.

All you need to do is link your bank account on this app with your registered mobile number and start the experience.

UPI ID is a unique ID that is used to make UPI payments in place of bank account details.

UPI PIN is a 4 or 6 digit number which needs to be set by you while creating your UPI ID. Please don’t share your PIN.

+ Multiple layers of security from your bank and Google
Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information.

Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint.

*Google Pay works with all banks in India that support BHIM UPI.

+ Conveniently pay DTH, broadband, electricity, FASTag, LPG bills and more
Link your biller accounts once, we remind you thereon to pay your bill with just a few taps. Google Pay works with billers across the country.

+ Find the latest prepaid recharge plans and easily recharge your mobile
Recharge in fewer steps and at zero extra charges.

+ Check your bank account balance
No need to visit the ATM to see your bank balance, quickly view it anytime, easily.

+ Get rewarded
Refer friends, get offers and earn cash rewards into your bank account as you pay.

+ QR code payments
Pay through the QR code scanner at your favorite offline shops and merchants.

+ Book tickets, shop online and order meals
Order your favorite food and book your travel within the app or on partner websites and apps like Zomato, redBus, MakeMyTrip etc.

+ Fast & secure payments with your debit and credit cards
Add and link your debit and credit cards** on Google Pay and use them for:
- Online payments (mobile recharges or with online apps)
- Offline payments (at offline shops by tapping your phone on NFC terminals)

**Service is rolling out across bank issuers and card network providers.

+ Buy, sell, and earn 24K Gold
Trade gold securely with rates backed by MMTC-PAMP. Gold is securely deposited in your Gold Locker on Google Pay, or delivered as gold coins to your home. New! You can now earn gold as Google Pay rewards.

+ Send money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers
Using NPCI's (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), money transfers are simple & secure with Google Pay.

+ Provide loans
- Lenders: Aditya Birla Finance Limited, Axis Bank, Bajaj Finance Limited, DMI Finance
Updated on
Aug 4, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
10.9M reviews
Thomas John
August 5, 2025
Was working fine till I changed my phone number. Now, it goes in a loop of adding account, adding pin, getting stuck and going back to adding account. The feedback and help centres are the same. they go in a loop but don't really solve the issue. Expecting the response to this to also go in a loop and not really solve the issue. it's a shame.
47 people found this review helpful
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Vishist Singla
August 4, 2025
I attempted to cancel a recent UPI transaction made through Google Pay, but I’ve been repeatedly encountering an error. I reached out to their customer support, and they only mentioned that a request has been raised—without offering any clear response, resolution, or timeline. It’s been several days now, and I’m still waiting. Very disappointing and unprofessional service for a platform handling financial transactions.
21 people found this review helpful
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Anmol Kumar
March 1, 2025
Google Pay has reliable services, but it comes with major drawbacks. It charges a 1% platform fee for bill payments with a credit card, even when using UPI. There’s no option to change the email address, which is frustrating. Additionally, the fee makes it less appealing for frequent transactions compared to other apps. Google Pay was once the best, but these issues seriously affect the user experience. Hope they improve!
2,177 people found this review helpful
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What’s new

We're giving the app a fresh new look. Enjoy the latest features and offers, from Groups experiences to convenient card payments!