BHIM Bharat's Own Payments App

4.0
1.7M reviews
100M+
Downloads
Content rating
Rated for 3+
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About this app

BHIM (Bharat Interface for Money) is Bharat Ka Apna Payments App—a UPI payment app developed by the National Payments Corporation of India (NPCI). Designed for every Indian, BHIM Payments App makes digital transactions easier, safer, and faster with an intuitive interface and cutting-edge features.
With BHIM Payments App, experience seamless and rewarding payments while enjoying the highest level of security. Built for trust and simplicity, with 12+ Languages, BHIM App ensures that digital payments are accessible to all.
🚀 Why Choose BHIM Payments App?
• A Brand-New Experience – A refreshed; intuitive UI designed for effortless navigation.
• Family Mode – Manage payments for your family in a click!
• Spend Insights – Now easily manage and monitor your expenses, the dashboard way!
• UPI Lite for Small Payments – Make instant, PIN-less payments of upto ₹500.
• RuPay Credit Card on UPI – Use your RuPay Credit Card for secure UPI payments.
• Credit Card on EMI – Shop smarter with easy EMI options on UPI payments.
• UPI Circle – Give freedom to your trusted ones, to make payments even without a bank account.
• Pay Bills Seamlessly – Settle electricity, credit card, gas, recharge FASTag and other utility bills effortlessly.
• Light Mode & Dark Mode – Switch to your preferred theme for a comfortable viewing experience.
• Split Expenses Like a Pro! – Going out with friends? BHIM does the math—split bills seamlessly, and everyone pays their share instantly!
Get Started in Minutes!
Download BHIM & Register using your mobile number
Ensure your SIM is linked to your bank account (for dual SIM, select the correct one).
Have your Debit Card or Aadhaar Card handy to generate your UPI PIN (except for UPI Circle users, who only need a valid SIM).
Visit BHIM UPI Partners to check if your bank is live on BHIM. For more details, visit BHIM Official Website and read the Terms & Conditions before signing up.
Updated on
Jul 26, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
1.69M reviews
simran soni
August 4, 2025
This is the worst app I've ever used. I made a payment through this app, but it failed, and the amount was still deducted from my bank account. I filed a complaint, but I received no response. When I emailed my concerns, I only got a computer-generated reply, and no solution was provided. The customer support system is terrible, and the app is slow with multiple functional bugs.
36 people found this review helpful
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kabilan dm
June 30, 2025
After installing the app, I was prompted to log in using my phone number. I received the OTP in just 2-3 seconds. However, I noticed that while the app seems to have OTP auto-read functionality enabled, it’s not detecting the incoming OTP message. Additionally, I'm unable to manually enter the OTP because the keyboard doesn’t appear when I tap on the input field. Since this is a critical first step to experience the app, I hope you can look into it and resolve the issue soon.
130 people found this review helpful
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National Payments Corporation of India (NPCI)
July 2, 2025
Hi, to help us understand and resolve your issue at the earliest, please share your details with us at bhim.support@npci.org.in along with your mobile number and device details (OS version & mobile model). Warm regards, Team BHIM.
Pratyay Ghosh Dastidar
June 13, 2025
I believe a recalibration is in order for the new Android 16 update. Was working fine, but as soon as the OS update was complete, it was not working at all So, did a factory reset on my phone. However, this time, the app won't keep open. It's crashing at the login screen when entering the phone number, and directing towards the help URL. Even if I do not enter anything to see if the OTP request is triggering such issues, it seems the crashing is happening even when in idle mode.
1,299 people found this review helpful
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National Payments Corporation of India (NPCI)
June 16, 2025
Hi, we regret the inconvenience caused. You can share your feedback at https://www.bhimupi.org.in/get-in-touch or call on our customer care number 1800-120-1740. Warm regards, Team BHIM.

What’s new

Once upon a tap… 💫

You were out buying samosas. You scanned the QR, hit pay—and boom, your UPI Lite wallet ran out.
Not anymore.

Introducing UPI Lite Auto Top-Up 🪄
Now, your wallet refills itself before you even notice it’s empty. Magic? Nope. Just smart tech.

Meanwhile, our developers went on a bug-hunting adventure 🕵️‍♂️🔧
They squashed bugs, buffed performance, and made the app smoother than ever.
So go ahead—update BHIM Payments App and live happily ever after (with seamless payments).