Paytm: Secure UPI Payments

I-Paytm (पेटीएम) - Yakhelwe i-India. Ithenjwa amaNdiya angama-50 Crore+.
Saphayona izinkokhelo zamaselula, amakhodi e-QR, i-Soundbox, namadivayisi asesitolo e-India - futhi siyaqhubeka nokuhola ngokusungula izinto ezintsha. Ku-ecosystem ye-BHIM UPI, i-Paytm iwukuphela kohlelo lokusebenza lwe-UPI olwakha izici ngokusekelwe ezidingweni zangempela zabasebenzisi. Kusuka kuma-ID e-UPI aqondene nawe kanye nezilawuli zokuqala zobumfihlo kuye kumawijethi, ukubonakala kwebhalansi yasebhange, kanye nezitatimende ze-Excel UPI, sisungula izinto ezintsha ukuze senze izinkokhelo zedijithali zihlakaniphe, ziphephe, futhi zibe yimfihlo nakakhulu - ku-Paytm kuphela.

I-Paytm UPI manje isebenza emazweni ngamazwe e-UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, naseNepal - okwenza kube lula kubavakashi baseNdiya ukuthumela imali noma ukukhokha phesheya ngokushesha.

🔐 Kungani i-Paytm?
● Uhlelo lokusebenza lokudlulisa imali lwe-UPI oluphephe kakhulu, oluvikeleke kakhulu
● Inikwa amandla amabhange aphezulu aseNdiya
● Ubumfihlo obakhelwe ngaphakathi: fihla/veza izinkokhelo, i-UPI ID yomuntu siqu, ukuskena kwe-QR ngaphandle kwenombolo yokwabelana, akukho ukuswayipha kwekhadi le-OTP

✨ Okusunguliwe Kuphela ku-Paytm UPI
1. Fihla futhi Ungafihli Izinkokhelo - Nguwe kuphela olawula ukubonakala kokwenziwe.
2. I-ID ye-UPI yomuntu siqu - Khetha igama@ptyes noma igama@ptaxis esikhundleni sokuveza inombolo yakho.
3. Landa Izitatimende ze-UPI ku-Excel + PDF - Ilungele ukulandelela, ukubalwa kwezimali, noma ukugcwalisa intela.
4. Sebenzisa Izibalo - Imininingwane yezindleko ehlukaniswe ngokwezigaba, ukulandelela inyanga nenyanga.
5. Isamba Sebhalansi Yebhange Le-UPI - Buka amabhalansi kuwo wonke ama-akhawunti axhunyiwe khona manjalo (abasebenzisi be-Paytm kuphela).
6. Thola Iwijethi Yemali - Umsindo wezinhlamvu zemali nesaziso njalo lapho uthola inkokhelo.
7. Skena & Ukhokhe Iwijethi - Skena i-QR khona kanye esikrinini sakho sasekhaya.
8. I-Smart Bank Transfer Autofill - Kopisha-namathisela imininingwane ye-akhawunti evela ku-WhatsApp, i-Paytm iyigcwalisa ngendlela efanele.
9. I-Auto Top-Up ye-UPI Lite - Ungalokothi uphelelwe ibhalansi ye-Lite enokwengezwa okuphezulu okuzenzakalelayo.
10. Ukuzidlulisa ngokwakho - Hambisa imali phakathi kwama-akhawunti akho asebhange ngokushesha.

💳 Izindlela Zokukhokha – UPI Indlela Yakho
● I-Paytm UPI - Thumela futhi wamukele imali usebenzisa inombolo yeselula kuphela. Skena noma iyiphi ikhodi ye-QR, khokha ezitolo, nokunye okwengeziwe.
● I-Paytm UPI Lite - Izinkokhelo ezingena-PIN ezingafika ku-R4,000/ngosuku. Isebenza noma amabhange ephansi. Ukugcwalisa ngokuzenzakalela nezitatimende zasebhange ezingenamfuhlumfuhlu.
● I-RuPay Credit Card ku-UPI - Xhuma ikhadi lakho le-RuPay futhi ukhokhe nge-UPI. Ayikho i-OTP, ayikho i-CVV. Zuza imiklomelo ezitolo naku-inthanethi.
● I-UPI AutoPay - Nika amandla izinkokhelo eziphindelelayo zokubhaliselwe, ama-SIP, ukuqasha, nokunye okwengeziwe.

🧾 Ukushajwa kabusha, Izinkokhelo Zebhili Yensiza nokuningi
● Shaja kabusha iselula (ekhokhelwa kusengaphambili/ekhokhelwa ngemva) nge-Jio, Airtel, VI, MTNL, BSNL
● I-DTH (TataPlay, Sun Direct, Airtel Digital TV, njll.)
● Ugesi, amanzi, igesi, ibroadband, umshwalense, FASTag, challans, EMIs nokuningi

💳 Khokha Ezitolo Eziku-inthanethi
● 100+ izinhlelo zokusebenza ezisekelwayo - ukulethwa kokudla, igrosa, ukuthenga ne-OTT

📍 Setha Iphinikhodi ye-UPI
● Vikela konke okwenziwayo. Kudingeka ukusethwa kwephinikhodi ye-UPI enezinhlamvu ezi-4 noma ezingu-6.

🏠 Izinkokhelo Zokuqasha Zenziwe Zalula
● Khokha irenti yakho ngokuqondile nge-UPI noma usebenzisa ikhadi lakho lesikweletu le-RuPay ku-Paytm. Zuza imiklomelo, thola izikhumbuzi, futhi udawunilode amarisidi okukhokha nyanga zonke - konke ngokuthepha okukodwa.

📲 Imishini Yekhadi Le-Paytm (Ibhokisi Lomsindo + Swayipha)
Abathengisi kulo lonke elase-India manje bamukela imishini yamakhadi e-Paytm. Ungakwazi:
● Skena i-QR bese ukhokha
● Swayipha ngokuphepha amakhadi esikweletu/edebhithi
Konke ngesiqinisekiso senkokhelo yesikhathi sangempela ngomsindo we-Paytm oyisithonjana.

💰 Izimalimboleko Zomuntu Siqu ku-Paytm
● Imalimboleko: ₹50,000 kuya ku-R25,00,000
● Isikhathi Semalimboleko: Izinyanga ezi-6–60
● Izinga Lenzalo Yemalimboleko: 10.99%–35% p.a.
● Imali Yokucubungula Imali Ebolekiwe: 0–6%

Isibonelo: ₹1,00,000 @23% izinyanga eziyi-18, inkokhelo engu-4.25%. EMI = ₹6,621. Isamba Esikhokhelwayo = ₹1,19,186

Ozakwethu Ababolekisayo: I-Hero Fincorp, i-Aditya Birla Finance, i-InCred, i-EarlySalary (Fibe), i-Poonawalla Fincorp

Hlola Ikhredithi Yesikweletu Yamahhala Ukuze Uthole Imali Ebolekiwe Esheshayo

🌍 Ukuvakasha Kwenziwe Kwalula
● Izitimela: Uzakwethu wethikithi le-e ogunyazwe yi-IRCTC - ukubhukha, i-PNR, ukukhansela, isimo sesitimela esibukhoma
● Amabhasi: Amathikithi asheshayo nabaqhubi abakhulu
● Izindiza: Qhathanisa imali yokugibela, bhukha futhi uphathe uhambo kalula

📞 Xhumana nathi
I-One97 Communications Ltd.
I-One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304

I-Paytm Money Ltd. iyinkampani ephethwe ngokuphelele ye-One97 Communications Ltd., ebhaliswe ne-SEBI & PFRDA.