Jar:Save Money in Digital Gold

4.7
1.18M reviews
10M+
Downloads
Content rating
Rated for 3+
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About this app

We at Jar think “Everyone can Buy Digital Gold”, No matter how small the amount is. Saving Money is crucial to a financially secure future. Start your Daily Savings Journey in just 45 Seconds with India's Digital Gullak Jar App. Start your Investment in 24K Digital Gold and Grow your Money. You can start Investing in Digital Gold from ₹10 on the 100% Secure Savings and investment Platform.

We’ve helped millions of Indians Start their Daily Savings journey seamlessly and Grow their Investment at the same time. Now, It’s your turn to start investing in Digital Gold through the Jar App(India's Digital Gullak) with just your spare changes.

Now you can buy Gold by checking the Latest Gold Price Today

Jar gives you real-time updates on Gold rates with our 'Gold price tool'. The chart is automatically refreshed and the price is updated every minute. Easily check the Gold price today along with its purity. You can specifically check for a 1-gram Gold rate and 24KT Gold price today as well. Check the Gold Price and Start Saving Now.

Services Available on Jar App -
Digital Gold Savings: You can Save Money automatically in Digital Gold on a Daily, Weekly and Monthly basis. With the Round Off feature, you can Save your Spare Changes every time you purchase something.
Loans: Get an Instant Personal Loan up to 5 Lakh with Jar App with an APR of 18.89% for 3 to 60 Months.
Insurance: Light up your life with Health Insurance, which only takes ₹20/day to give you ₹10 Lakh worth of health benefits and 7000+ Hospitals with Free Doctor visits up to ₹5000.
Jewellery Purchase: Buy Stylish Daily Wear Gold Jewellery from VIBA by Jar, available in 5000+ Unique Designs.


UPI Make UPI transactions with ease — your all-in-one app for smart spending and saving. Instantly send or receive money and scan any QR code to pay securely.

Digital Gold Purchase Charges:
The government charges 3% GST on Digital Gold purchase transactions.
Buy-Sell Spread for Digital Gold is 2% - 3%. For more details: https://www.safegold.com/faq

Digital Gold Partner: Digital Gold India Private Ltd (https://www.safegold.com)

A representative example of Rs 100 Gold Purchase Transaction -
Sample Gold Purchase Rate (per gram) = ₹ 6000
Value of gold to be bought = ₹ 97.09
Government GST Charges (3%) = ₹ 2.91
Amount to be paid = ₹ 100
Gold quantity to be bought (in grams) = (97.09 / 6000) = 0.0162 g

Partner Registered NBFCs:
Kisetsu Saison Finance (India) Private Limited: https://creditsaison.in/partnercontact
Aditya Birla Finance Limited
https://finance.adityabirlacapital.com/personal-finance
Innofin Solutions Private Limited
https://www.lendenclub.com/
Apollo Finvest (India) Limited
https://www.apollofinvest.com/

Terms and Conditions: https://www.myjar.app/terms-and-conditions
Privacy Policy: https://www.myjar.app/privacy-policy

Personal Loan T&C (Available for selected users)
• Minimum & maximum period for repayment - 3 to 60 months
• Maximum Annual Percentage Rate (APR): 30%

For a loan taken, the below charges are applicable:
Annual Percentage Rate (APR): 30%
Processing Fees (PF) : 1.5%- 3% (GST applicable)

A representative example of total cost of loan, including principal & all applicable fees:
(Applicable for all above lenders)
Loan Amount/Principal: ₹50000
Tenure: 12 months
Rate of Interest: 15% per annum
Processing Fee: ₹1000 (2% inclusive GST)
Total Interest: ₹4156
Equated Monthly Instalments (EMI): ₹4513
Annual Percentage Rate (APR): 18.89%
Amount Disbursed: ₹49000
Total Repayment Amount: ₹54156

In Case of query, please contact us -
Official Website: https://www.myjar.app/
Office Address: No. 752, Vasantham Building, 18th Main, 5th Cross Rd, 6th Block, Koramangala, Bengaluru, Karnataka 560095
WhatsApp Support: wa.me/916366693874
Email: info@changejar.in
Updated on
Aug 8, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
1.17M reviews
Kanishka Narayan
November 6, 2023
This app has absolutely no credibility, you keep getting prompts that you've saved enough money to buy a gold coin, but every time just before placing order for gold coin, you get a message that gold coin is not deliverable. Also you can't withdraw the amount you've saved, it only allows to withdrawal almost half of the amount. I mean, what even is the point of this application, why wouldn't anyone just use a savings account? Lost case.
6,979 people found this review helpful
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Jar App - Savings & Investments
November 6, 2023
Hi Kanishka, We are sorry for the inconvenience. Kindly share your registered mobile number and issue details at voc@changejar.in or WhatsApp us: wa.me/916366693874, You can also reach us at our customer care number 888-439-0000(Mon to Friday 10 AM -6 PM), We will be happy to assist you. Thank you
Arun Kumar
August 3, 2022
Hidden charges. Not much difference between buying gold at a store or in the app. There will be a holding fees after a few years, the buy and sell price are different. GST is applicable too. Branded Jwellery store(tanishq) gives similar options with much better returns. The app itself is buggy, not letting me withdraw my money. It's like buying gold from a shop with extra steps and paying extra because someone else is keeping the gold. Bank lockers are mostly free now...
97 people found this review helpful
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Jar App - Savings & Investments
August 3, 2022
Hi Arun, We are sorry for the inconvenience. GST is charged by the Government of India and Jar doesn't charge any transaction charges. If you have any issue please feel free to contact us at info@changejar.in or wa.me/916366693874. Thank you.
Bappa Chatterft jee
July 25, 2022
Do not download this app.at first time you will receive your purchase but after that they cheat and take away your investments. It's been more than two months, when I purchased gold, they took away the money, but I haven't received the gold yet. It's still now pending, and not even responding. Even you can't enquire or complain because you can't get connected with them. It's a loss for me. Disappointed.
164 people found this review helpful
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What’s new

Introducing Jar UPI. Send money to your loved ones by scanning UPI QR.